Your provider has invited you to apply for treatment financing. Pre-qualify in under a minute with a soft credit check only. No impact on your score.1 Then compare your pre-qualified offers side-by-side at your own pace.
If your provider gave you a direct link please use that link. It connects your application to your practice.
You receive a link from your practice or use a tablet in the office. Your application is connected to your provider so your treatment plan and your financing stay in step.
Answer a short set of financial and identity questions. Pre-qualification uses a soft credit check. It does not affect your credit score1 and your medical information is never part of the application.
One application goes to a panel of patient-financing lenders. You see your pre-qualified offers side-by-side. Amounts and terms in one view. You choose or you walk away. Both are fine.
If you proceed you complete acceptance on the lender's own application. The lender shows you the full disclosure including APR and payment schedule before anything is final. A hard credit inquiry only happens there and only with your consent.
Pre-qualification uses a soft credit inquiry. Soft inquiries do not affect your credit score. A hard inquiry can only happen on a lender's own application after you give explicit consent.
Every offer comes with the lender's full disclosure including APR and payment schedule. If the numbers don't work for you nothing obligates you to proceed.
The application asks financial and identity questions only. MedPay never receives your medical records and your clinical information is never part of a financing decision.
There are no countdown clocks and no expiring buttons on MedPay. Talk to your family. Talk to your provider. Decide when you are ready.
No. Pre-qualification uses a soft credit check which does not affect your score. Only if you later accept an offer on the lender's application and consent to a hard inquiry will one occur.
No. MedPay is not a lender. We route your single application to a panel of patient-financing lenders. The lender you choose provides the financing and services your account.
Financing on the MedPay panel ranges from $3,000 to $50,000.2 What you are approved for depends on the lender and your application. All financing is subject to credit approval.
No. The application captures financial and identity information only. Your medical records stay with your provider and are never part of your financing application.
If a lender declines your application that lender will send you a notice explaining why. Your credit score is not affected by the soft check pre-qualification and your provider can talk through other ways to plan treatment.
Your practice's invitation connects your application to your treatment plan. If you don't have a link ask your front desk.
Soft credit check only. No impact on your score. Subject to lender approval.